HALAL HOME FINANCING OPPORTUNITIES IN CANADA
You no longer have to compromise your Islamic Beliefs. Unlock endless possibilities with IjaraCDC’s riba/ interest free home acquisition options for the Canadian homeowner.
100% Sharia Compliant
Guaranteed riba-free housing backed by reputable Islamic scholars.
Gradually Own the Property
With the rent-to-own process, each monthly payment gets you closer to owning the home.
Competitive
Rates
We work with reliable investors to get you the best prices in the Canadian market.
Available in All Provinces
Wherever you want to live in Canada, you can live riba-free with zero worries
How IjaraCDC's Halal Home Financing Works
Riba-Free Homeownership Starts Here
Excited to own that riba-free home? We're excited for you as well!
Here's what you'll need to prepare if you're planning to go with halal home financing:
Credit Score:
- The higher the credit score, the better your chances are to securing a riba-free home.
Income and Employment:
- A stable income and employment history are essential, as you can use this as leverage to show creditworthiness
Down Payment:
- You'll also need to prepare a down payment, usually around 5% for properties over $500,000 and 10% for the exceeding amount.
Total Debt Service Ratio (TDS):
- Your DTI (total monthly debt payments divided by gross monthly income) should be below a certain threshold, ideally around 44%.
Got Questions About Halal Home Financing?
Check out our dedicated FAQ page to get some answers to your hard-pressed inquiries.
Compute Your Monthly Payments
Set yourself up for success with this handy Ijara Calculator that gives you a good approximation on how much your monthly payment will be.
From Renter to Owner with Halal Home Financing
Here's a visual timeline showing how quick you can turn from a renter to a certified riba-free homeowner
by opting for IjaraCDC's investor-backed home acquisition options.
Don't Just Take Our Word For It
See what our customers have to say about our Ijara Home Financing options
Why IjaraCDC?
18 Years in the Business
We're experts at what we do, with nearly two decades of industry experience.
Tailored to the Canadian Market
Whatever your financial or credit situation is, we have a program to get you that home.
One-Stop Home Acquisition Solution
Dedicated Sharia finance experts work directly with you during the application process, from filling out the form to closing.
Halal Home Financing Programs for Canada
Check out the Riba-free Islamic Financing Canada programs specifically catered to the Canadian market’s needs.