Celebrating 20 years of Interest/Riba-Free Financing Alternatives

Looking for ways to purchase a home while abiding by Islamic principles? Since 2005, IjaraCDC has been empowering the Muslim community across the USA and Canada with a Sharia-compliant, interest-free (riba-free) route to home and business ownership.

We've helped thousands to achieve their home and business ownership dreams without compromising their faith. Start your pre-qualification today so we can begin fulfilling yours.

Get Started for Free
Commencez gratuitement

Helping You Accomplish your dreams without sacrificing your beliefs

Finding the perfect way to fund a real estate property for a family or business can be difficult. There are so many factors to think about before deciding on a financial transaction. Let us at Ijara Community Development Corp. help ease the decision-making process for you with our different Islamic financing alternatives.

A happy family moment with a toddler on her mother's shoulders while the father smiles up at them.
_0005_Layer-3

Residential Programs

_0006_Layer-4

Commercial Financing Alternatives

_0004_Layer-2

Learn About Conversion

_0007_Layer-1

Financing for Nonprofits

_0000_Layer-6

Calculate Your Payment

_0001_Layer-7

How Ijara Works

_0002_Layer-8

Customer Portal

_0003_Layer-5

Get Started Today

Islamic Financing USA and Canada Investor-Led Programs

No Credit Program

Get a home even without an established credit history.

Low Credit Program

Low credit score? No problem!

Down Payment Assistance

Get up to 3.5% grant for your down payment.

USDA 100% Financing

100% Islamic financing for homes in USDA-designated areas.

VA Program

Take advantage of VA housing offers for veterans.

No Credit Program

Get a home even without an established credit history.

Low Credit Program

Low credit score? No problem!

Down Payment Assistance

Get up to 3.5% grant for your down payment.

USDA 100% Financing

100% financing for homes in USDA-designated areas.

VA Program

Take advantage of VA housing offers for veterans.

How It Works

Watch this quick explainer video to get a brief overview on how Ijara works and why a reliable Islamic financing professional can help when it comes to riba-free mortgages.

A Client Testimonials Page in White on a Background
A Client Testimonials Page in White on a Background
A Testimonials image in white on a background
A Testimonials image in white on a background
A Testimonials Section of a Client Snippet Image
A Testimonials Section of a Client Snippet Image
A Client Testimonials Section on a Transparent Background
A Client Testimonials Section on a Transparent Background
A Testimonials Quote on a Transparent Background
A Testimonials Quote on a Transparent Background
A Testimonial of a Client on a Transparent Background
A Testimonial of a Client on a Transparent Background
Text testimonial featuring a client's positive feedback about a business, highlighting appreciation for understanding the importance of the process and consistent communication.
Text testimonial featuring a client's positive feedback about a business, highlighting appreciation for understanding the importance of the process and consistent communication.
Testimonial or review quote with a positive feedback regarding a house buying experience with a real estate agent or firm.
Testimonial or review quote with a positive feedback regarding a house buying experience with a real estate agent or firm.
A screenshot of a text message expressing gratitude and religious blessings for work-related assistance.
A screenshot of a text message expressing gratitude and religious blessings for work-related assistance.
A green-toned image displaying a quotation with a message of gratitude from bibi, thanking someone named sofie for their wonderful support and help, and acknowledging their contribution to making a dream come true.
A green-toned image displaying a quotation with a message of gratitude from bibi, thanking someone named sofie for their wonderful support and help, and acknowledging their contribution to making a dream come true.
A testimonial by aayan k. praising sofie for her helpful guidance in explaining islamic home financing options and recommending her services for homebuyers.
A testimonial by aayan k. praising sofie for her helpful guidance in explaining islamic home financing options and recommending her services for homebuyers.
A testimonial expressing satisfaction with ijara team's services, noting their efficiency and anticipation of purchasing a house in canada following sharia-compliant methods.
A testimonial expressing satisfaction with ijara team's services, noting their efficiency and anticipation of purchasing a house in canada following sharia-compliant methods.

Take your lifestyle on your phone or tablet. Download the Ijara 360 App today.

Download Now