About Ijara Community Development Corporation

Empowering Muslims with Sharia-Compliant Alternative Home Financing Solutions Nationwide

Ijara Community Development Corporation (IjaraCDC) is a Michigan-based nonprofit organization dedicated to providing ethical, Riba Free home financing options in full compliance with Islamic law. Operating across all 50 USA states and Canadian provinces, we specialize in the Ijara™ financing model—a lease-to-own structure that aligns with Islamic principles and offers a viable alternative to conventional mortgages.  We are not a lender or a Broker, we are s Sharia Compliance Structuring and Education Organization. We are your source for Islamic home financing in the USA and Canada

Our Mission

Our mission is to facilitate homeownership for Muslims by offering Sharia-compliant financial solutions that are both accessible and ethical. Through our Ijara™ model, we enable individuals and families to purchase or refinance residential and commercial properties without engaging in interest-bearing transactions.

What We Offer

  • Sharia-Compliant Financing: Our Ijara™ structure adheres strictly to Islamic guidelines, ensuring all transactions are free from riba (interest) and gharar (excessive uncertainty).
  • Nationwide Accessibility: Working with Licensed providers, we provide services across all 50 U.S. states and Canadian provinces, making ethical home financing accessible to Muslims throughout North America.
  • Educational Resources: Through the Ijara Sharia Homeowner Learning Institute (ISHLI), we offer financial counseling, Sharia mortgage education, and homebuyer workshops to empower our community with knowledge and confidence.
  • Community Impact: Beyond home financing, we support the development of mosques, schools, and community centers, fostering economic stability and growth within the Muslim community.

Our Approach to Islamic Home Financing

IjaraCDC partners with licensed lenders and brokers to provide competitive, interest-free financing options that fit within traditional banking systems. Our approach ensures safe transactions and benefits all parties involved, aligning financial practices with Islamic ethics.

Why Choose IjaraCDC?

  • Expertise in Islamic Finance: Our team is well-versed in Islamic financial principles, ensuring that all our services comply with Sharia law.
  • Comprehensive Support: From initial consultation to final purchase, we guide our clients through every step of the home financing process.
  • Commitment to Community: We are dedicated to serving the Muslim community, addressing their unique financial needs, and promoting sustainable economic development.