Documentation Guidelines for Your Mortgage Preapproval
To help make your ijaraTM preapproval process as smooth and fast as possible, please review the following document requirements before submitting your paperwork.
Providing complete and accurate documents helps us process your application more efficiently and can prevent unnecessary delays in your home financing approval.
Document Requirements
Please make sure all documents meet the following guidelines:
- Documents must be clear, readable, and complete. Nothing should be cut off, blurry, or blacked out. If you cannot easily read the document, we may not be able to read it either.
- Submit every page of each document, including blank pages, if they are part of the original document.
- Bank statements must include:
- Your name
- Account number
- Bank or credit union name
- Statement date
- Beginning and ending balances
- All transactions during the statement period
- Transaction printouts may only be accepted to verify your current account balance if your latest official bank statement has not yet been issued. Otherwise, an official bank statement is required.
- All documents must be current. If a document has expired or is older than requested, you will need to provide an updated version.
- Tax returns must include every page and all required schedules.
- Whenever possible, submit documents in PDF format for the best quality and fastest review.
- You can securely upload your documents through our online portal. If you need an upload link, simply contact our team and we'll be happy to assist you.
Need Help?
If you're unsure whether a document meets our requirements or have questions about your mortgage application, Islamic home financing, or preapproval process, the Ijara Community Development Corp. team is here to help. Contact us anytime, and we'll guide you through the next steps.