Why You Can’t Use Cash as Down Payment

A person gesturing "no" to another individual offering an envelope, with a search bar inquiring why cash can't be used for payments.

Like many in our community, where many of us are first-generation or second-generation immigrants, we typically use physical cash saved at home instead of in a savings account for a down payment. We are just old school that way. You can purchase many things with cash, no problem. But when getting financing for a house…

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Unicorn Home: Is it Worth the Hunt? 

Magnifying glass focusing on a single "unicorn home" in a grid of homes, symbolizing property search or real estate examination.

Let’s face it: everyone wants to stay in their unicorn home. You know what I’m talking about – that perfect residence that ticks all our boxes and will forever bring us joy. A house in the right location with ideal neighbors, enough indoor and outdoor space, and wide, spacious rooms that simply spark the imagination. …

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3 Reasons Why Buying A Home is Way Better Than Renting One

Man ticking the 'buy' option on a list comparing rent and buying a home choices.

So, you’re starting to become independent and conflicted about whether to rent a home first or bite the bullet and decide on buying a home. While both options have advantages, depending on your capabilities, purchasing a house might be a better move. This article will dive into three main points that make buying a home…

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5 Tips For a Favorable Halal Loan Application 

A qualified application leads to a successful deal

Failing to qualify when applying for a halal home loan can frustrate even the most patient of applicants. Not to mention that the delays can throw a wrench on anyone’s home-buying plans.  We understand the struggle and want to help you qualify for that halal home loan. After spending time with our seasoned representatives, we’ve…

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Foolproof Strategies to Avoid First-Time Home Buyer Slip-Ups

couple looking at a home

There’s a lot to consider when buying a home, especially for the first time. Even a seasoned home buyer may make some critical mistakes with a mix of emotions, decision-making, and cash flow to look after. Left unchecked, this could lead to buyer’s remorse later on, and that’s not a good thing.  To save you…

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Maintaining a Good Credit Score for Dummies 

In today’s age, your credit score dictates many things that you can and cannot do. This is especially true for financial transactions, like applying for home loans. So, managing a good credit score is essential for everyone. But have you ever thought about what components form your credit score and how you can keep a…

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Eid Al-Fitr Celebrations for These 4 Muslim-Minority Countries

A family gathering for Eid Al-Fitr with members dressed in traditional Middle Eastern attire sharing a meal and conversation around a dining table.

Eid Al-Fitr is right around the corner, and many Muslims are preparing for this grand event. While we’re familiar with how Muslim-influenced countries celebrate the end of Ramadan, ever wondered how other nations do so? In this article, we’ll take a tour of some of the lesser-known Muslim communities around the world and see how…

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