Posts by Jino Postigo
Why Homeownership Is Still the Best Halal Investment Strategy for Muslim Homebuyers
Here’s a great thought exercise: imagine you have enough money for a down payment on a home; would you use it to buy a home or invest in stocks or a business? For many Muslim families seeking halal financing, the answer is becoming clearer: homeownership remains one of the most reliable and Shariah-compliant ways to build long-term wealth. A recent study found…
Read MoreUnderstanding Zakat: Achieving Purity Through Charity
The Muslim faith is characterized by acts of purity and sacrifice that aim to achieve enlightenment and the grace of Allah. And at this time of Ramadan, where sacrifice and charity are practiced more than ever, it’s important to understand how Zakat works and how to apply it. Zakat Defined In Islam, Zakat refers to…
Read MoreMaximizing Ramadan Despite the Busy Schedule: A Practical Guide for Productive Fasting
he blessed month of Ramadan is a time of fasting, prayer, reflection, and spiritual growth. For many professionals, students, and business owners, balancing work responsibilities with acts of worship can feel overwhelming. However, with the right mindset and structure, you can stay productive while strengthening your faith. At ijaraCDC, we understand the importance of maintaining…
Read More3 Fields Muslim Americans Dominated in Style
Part of living as a Muslim American means maximizing the gifts Allah has given us. In these challenging times, it’s nice to look at people who inspire us to do our best in any field. In celebration of the proclamation of January as Muslim American Heritage Month, we’ve listed some industries where Muslim Americans…
Read MoreHow Early Should Muslim First-Time Homebuyers Prepare? The Answer May Shock You
Planning to transition from a renter to a full-pledged homeowner can be exciting for most people, especially when you’re a young couple starting out in life. As a Muslim first-time homebuyer, you might be wondering how soon you should start planning for this life-changing move. After all, buying a home is basically just browsing listings,…
Read MoreNew vs Pre-Loved Homes: What’s More Ideal for Muslim First-Time Homebuyers?
With rates dropping and the housing market loosening, now is a great time to start your homeownership journey. Choosing between newly built homes and older properties can be a challenge, especially for first-time Muslim buyers. One of the most common questions we hear at ijaraCDC is whether it’s better to buy a new construction home…
Read More50 Year Mortgage – Is it a Wise Option for Muslim Homebuyers?
Recent discussions regarding a proposed plan offering a 50-year mortgage for potential homebuyers have sparked various online debates and conversations at water coolers. While the proposal has its fair share of benefits, it also raises important questions, especially for Muslim homebuyers seeking Sharia-compliant home financing. Many experts anticipate setbacks that could affect homeowners in the…
Read MoreWinter is Coming – Is Your Halal Home Ready for the Season?
As winter approaches, Muslim homeowners across the U.S. are preparing their halal homes for the colder months. The season brings crisp air, longer nights, and the perfect opportunity to make your home cozier and more inviting — all while staying true to your Islamic values. At ijaraCDC, we know that owning a Sharia-compliant home isn’t…
Read MoreLearn 4 of Gen Z’s Playbook on Halal Homeownership
You’ve got the career, the responsibilities, and probably a few group chats filled with real estate memes and “should we move to Texas?” debates. But buying your first halal home still feels like a mountain, right? Enter Gen Z: the younger, TikTok-savvy generation that somehow figured out how to buy homes while still using phrases…
Read MoreMortgage Rates or House Prices: What Halal Homebuyers Should Watch Out for More?
Thousands of halal homebuyers want to begin the journey of buying a home, but uncertainty about timing can cause hesitation. With both house prices and mortgage rates showing modest declines, it’s tempting to wait for even lower numbers. However, the real challenge is deciding which factor—rates or prices—matters most for your decision. Let’s talk about…
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