Commercial Categories

Finance Topics for Islamic Commercial Categories

Islamic Commercial Finance Categories

Commercial Finance Topics

Residential

1 – 4 Units  (Residential Category)
Owner Occupied – up to 30 year with 3.5% down payment
Investment  – up to 30 years with 20 – 25% down payment
Minimum $100,000 – $4 Million
Construction Possible

5+ Units (Investment Category)
20 – 30% down payment
Minimum $300,000 – $40 Million
100 + Units as little as 10% down

 

Retail / Office / Industrial

Owner Occupied
Up to 26 years with 5% down payment, Max 7 year w/o Real Estate
Up to 12 months no payments during construction
Must Occupy at least 20% of space
$300K – $2.5 Million
Some Uses (ie Gas Stations – always minimum 15% down payment)

Investment
Up to 20 years with 20 – 30 % down payment
Up to 12 months no payments during construction
$300,000 – $40 Million