The down payment (On-Account Payment) is the initial upfront portion of the total amount due and it is usually given in cash at the time of finalizing the transaction. A loan or the amount in cash is then required to make the full payment to the seller.

Down Payments For Purchasing Home In USA

Down Payment vary based on the type of loan product selected:

As low as 0% down payment programs for purchase primary homes in USDA rural areas are available

As low as 3.5% down payment programs for purchase of primary home in US are available (loan limits vary depending upon county and state)

As low as 20% down payment for purchase of 1-4 unit residential investment property in US is available Various down payment based on jumbo finance amount:
As low as 20% down payment for finance amount $417K to $1.3 Million (in some areas minimum down payment is 5% for loan amounts up to 625k)

As low as 30% down payment for finance amount $1.3 Million to $2 Million

As low as 35% down payment for finance amount $$2 Million and above