Posts by Jino Postigo
Homeownership Made Affordable with 4 Practical Tips
We all want to save money in our pockets in any way we can, right? And as a homeowner, the thought of monthly expenses and costly repairs can be daunting. It’s a good thing there’s a light at the end of the tunnel, as there’s always a way to stay afloat despite the upkeep costs.…
Read More5 Ways to Enjoy Thanksgiving as a Muslim-American
Thanksgiving is right around the corner; an American holiday filled with parties and tons of food at the table. While it’s not a Muslim holiday, why not take advantage of the day off? Here’s how you can fully enjoy this upcoming Thanksgiving break. 1. Take It as Another Family Gathering Many Americans take Thanksgiving as…
Read MoreYes, You Should Update Your Wi-Fi Password Regularly
The Wi-Fi. It has turned from a convenient way to access the internet to a crucial modern household piece in over a decade. Whether used for dad’s home-based work or the kids’ source of entertainment, no home is complete without Wi-Fi access. And if you’re like me, you either kept the default WiFi password upon…
Read MoreHomeowner’s Insurance 101 Part 1: Basic Coverage
As a potential homeowner working on securing that property, you might be getting offers for homeowner’s insurance. And although it might seem like an optional expense, there are some benefits in having one on file, especially if you’re buying the property through a mortgage or Islamic loans. In this first part of the Homeowner’s Insurance…
Read More9 Common Real Estate Lingo for First-Time Buyers
While scrolling through online real estate listings, you may have encountered some terms and wondered what they mean. And while you like the pictures of the property and the price seems reasonable, the listing does say “modern” and “handyman special.” Let’s decode those terms used on most real estate listings and prepare you to be…
Read MoreUsing Gift Money to Fund Your Home Purchase: A Guide for New Homeowners
Meet Hamir. He’s the quintessential young professional: a dedicated tech worker, an active member of his local mosque, and recently married. As he and his wife look to start the next chapter of their lives, they’re facing an exciting milestone—buying their first home. After a joyful wedding, they received generous cash gifts from family and…
Read MoreThe Two Sides of Fed Rate Cuts in the Housing Market
The Federal Reserve recently slashed 50 base points off the federal funds rate, with experts expecting up to six more fed rate cuts between 2024 and 2025. And with mortgage rates slowly dropping since August, this means potentially lower rates for homebuyers moving forward. While this seems all good for the average Amir, it would…
Read MoreGet to Know Fannie Mae and Freddie Mac
I’m sure you’ve heard about the names “Fannie Mae” and “Freddie Mac” when talking about buying a home through a mortgage. And while they’re not real people, you might be wondering how they can help in your homeownership journey. Let’s talk about them and see what they can do for you. Who are Fannie Mae…
Read MoreBig Change Coming to the Real Estate Market Empowering Buyers
Americans followed a certain system when buying or selling a home for a long time. Usually, agents help buyers take their commission from what the seller agent gets. But with an upcoming change in the homebuying process, that won’t be the case anymore. Let’s take a peek at this monumental update and how it would…
Read MoreLuck or Timing? Gen Z Dominates Homeowner Rates in the Midwest
Seems like Gen Z is making a name for itself once again. Despite being the most recent addition to the workforce, these young ones owned more homes in the Midwest compared to their tenured Millennial and Gen X peers. By the Numbers A recent study conducted by SmartAsset studied the 2023 mortgage data and…
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